Care without the insurance middleman.
Jovi replaces networks, referrals, and mystery bills with one monthly membership, a clinic you can walk into, and an app that pays you back when you go anywhere else.
Join in minutes
Download the Jovi app and answer a few questions: your birthdate, your spouse and dependents, your pets, and whether you want dental or vision. The app shows your exact monthly price before you pay. Membership starts the same day.
Get care your way
Request a visit from the app and choose a Jovi Clinic or telehealth. Prefer your own doctor? Go. There are no networks and no referrals, so nothing needs approval first.
Pay nothing, or get paid back
At a Jovi Clinic you pay $0. Anywhere else, snap the receipt in the app and we reimburse you, or upload the bill and we pay the provider directly.
$0 at a Jovi Clinic. Reimbursed everywhere else.
Visit a Jovi Clinic. Walk in for primary care, urgent visits, labs, IV therapy, red light therapy, and more with $0 co-pays. Book from the app, or check in ahead and we'll text you when we're ready.
See any provider. Pay out of pocket at your own doctor, pharmacy, or hospital, then file a claim in the app. Members save up to 70% on care. If you can't pay up front, upload the bill and we settle it with the provider.
- Deductible by age. $1,500 through 26, $2,000 through 45, $2,500 through 60, $3,000 after. The app shows your progress.
- Every claim tracked. Submitted, under review, approved, paid. You get a notification at each step.
Need to be seen now? Skip the line.
Jovi Pass is a $49 one-time add-on for a single visit that puts you at the front of the queue with an estimated wait of 0 to 5 minutes instead of the usual 15 to 60. Add it when you request care. It's optional, and it's non-refundable once your priority slot is booked.
- Standard visit wait15 to 60 min
- Jovi Pass wait0 to 5 min
- Price$49 one-time
What you'll actually use
Prescriptions
Request refills, choose any pharmacy near you with live hours, and check GoodRx cash prices before pickup.
Reminders that matter
Appointment reminders a day and an hour ahead, in your time zone. A heads-up three days before each payment. Booster and refill alerts.
A real care team
Message our team from the app. Care from licensed providers, never a bot or a call center.
Your records, your way
Visits, prescriptions, vaccinations, vitals, and pet records in one timeline. Export the whole thing as a PDF whenever you like.
Family in one place
Add or update a spouse and dependents, book care for any of them, and keep one bill.
Private by default
Your health information is encrypted, never sold, and deletable from the app at any time.
Jovi questions, answered
Is Jovi insurance?
How does reimbursement work?
How does the deductible work?
Do I have to use specific doctors or hospitals?
Can I cancel?
Your membership lives in the Jovi app
Join in minutes, request care, file a claim with a photo, refill prescriptions, manage your family and pets, and show your digital membership card at any Jovi Clinic.
Questions first? Call (888) 457-JOVI.
