Jovi
Now in Arizona · Florida · Texas

Healthcare that's better than insurance.

One simple monthly fee. See any doctor you like and get reimbursed in the app, or walk into a Jovi Clinic with $0 co-pays. Your family and your pets, all on one plan.

No networks No referrals No surprise bills Cancel any time
$0 co-pay at Jovi ClinicsPlus labs, IV therapy and wellness shots included
See any doctorSnap the receipt, get reimbursed in the app
Pets on the same plan90% back after a $500 deductible
Up to 70%Saved on care versus traditional insurance billing
$0Co-pays at Jovi Clinics, with select generic prescriptions included
90%Reimbursed on pet care after a $500 deductible
1 feeOne predictable monthly price for you, your family, and your pets
Simple by design

How Jovi works

No insurance cards, no guessing what you'll owe. Three steps.

1

Join in minutes

Download the app, add your family and pets, pick dental or vision if you want them, and see your exact monthly price before you pay.

2

Get care anywhere

Walk into a Jovi Clinic with $0 co-pays, book telehealth from your couch, or keep seeing your own doctor. No networks, no referrals.

3

Get reimbursed in the app

Paid out of pocket somewhere else? Snap the receipt and we reimburse you, or upload the bill and we pay the provider directly.

See the full walkthrough

What's in the membership

Everything, in one app

Jovi was built in your pocket first. Every part of your care lives in one place.

Request care

Book a clinic visit or telehealth in a few taps, pick a time, and track it. Reschedule from the app.

File a claim

Photograph a receipt and get reimbursed, or have Jovi pay the provider. Track every claim's status.

Refills & pharmacies

Request refills, send them to any pharmacy near you, see hours, and compare GoodRx prices.

Jovi Pass

Need to be seen now? A $49 one-time Jovi Pass moves you to the front of the line with a 0 to 5 minute wait.

Care records

Visits, prescriptions, vaccinations, vitals, and lab results in one timeline. Export everything as a PDF.

Family coverage

Add a spouse and dependents, manage everyone's care, and keep one bill.

Jovi Pets

Dogs and cats on the same plan: vet visits, vaccinations, medication reminders, weight alerts, and pet claims.

Learn about Jovi Pets

Wellness built in

Guided runs with GPS, meditation audio, a symptom checker, drug interaction checks, and vitals tracking.

Digital membership card

Show it at any Jovi Clinic. No insurance card, no paperwork, no surprise bill afterwards.

Jovi Clinics

Walk into ours, or keep your own doctor

Jovi Clinics are the in-person side of your membership. Calm, modern spaces where members pay $0 co-pays and get labs, IV therapy, vitamin shots, body composition scans, and red light therapy included.

  • $0 co-pay for members at every clinic visit
  • Included services a full blood panel yearly, IV therapy and vitamin shots monthly, body composition quarterly
  • Never locked in see any provider you like and get reimbursed in the app
  • Opening across Arizona, Florida, and Texas
Exterior of a Jovi Clinic

Images are artist renderings of our upcoming Jovi Clinics.

Jovi Pets

Your pets are family. Now they're on the plan.

Add dogs and cats to your membership for accident and illness coverage with 90% reimbursement after a $500 deductible that's separate from your own. Manage vet visits, vaccinations, medications, and claims in the same app.

  • From $60/mo for a pet under a year old, plus $7 per year of age
  • Any vet pay at your vet, snap the receipt, get 90% back
  • Reminders for boosters, medications, and weight alerts
Jovi Pets lobby
The difference

Jovi vs. the way it's always been

JoviTraditional insuranceUrgent care
Predictable monthly cost~
$0 co-pays at Jovi Clinics
No surprise bills
See any provider you like~
Walk-in & same-day care
Labs, IV therapy & wellness included
Pets on the same plan
A care team that knows you~
Transparent pricing

See what your membership would cost

Adjust the details below for an instant estimate. No signup, no email required. This is the same math the Jovi app uses at checkout.

About you

Your age
30
Tobacco or marijuana use15% surcharge on your premium

Your household

Add spouse
DependentsChildren under 26
0
PetsDogs & cats, 8 months to 20 years
0

Coverage add-ons

Dental coverage+$35/mo per person
Vision coverage+$15/mo per person
Your estimated monthly cost
$200/mo
Your deductible$2,000
Individual planJovi Pass · $49 per priority visit
Estimate only. Coverage, eligibility, and final pricing are confirmed at signup in the Jovi app. Currently available in AZ, FL & TX.
Member love

Loved by members across Arizona, Florida & Texas

I used to dread the doctor because of the cost and hassle. With Jovi I get direct access to providers without the insurance middleman, I know exactly what I pay each month, and the care is outstanding. I only wish I'd signed up sooner.

E
Emily T.Phoenix, AZ

I used to pay outrageous premiums only to get hit with high deductibles and surprise bills. With Jovi I get quality care for a flat monthly fee. No co-pays, no hidden costs. It's transparent, affordable, and finally puts me in control.

M
Michael R.Tampa, FL

Insurance was always frustrating. Waiting for approvals, dealing with denied claims, never knowing what I'd pay. Since switching to Jovi I have peace of mind. One predictable monthly fee, no networks, no referrals, no surprise bills.

J
James R.Austin, TX
Good to know

Jovi questions, answered

Is Jovi insurance?
No. Jovi is a healthcare membership, not health insurance. It gives you affordable, transparent access to care, including $0 co-pay visits at Jovi Clinics, without the complexity of traditional insurance. It does not satisfy any individual coverage mandate.
How is Jovi different from traditional health insurance?
Instead of in-network versus out-of-network providers, pre-authorizations, and hidden fees, you pay one flat monthly fee and get reimbursed for out-of-pocket medical expenses through the Jovi app. You choose your own providers and you always know the cost up front.
How much can I save?
Members save up to 70% compared to traditional insurance billing. We pass those savings directly to you.
How does reimbursement work?
After a visit or a pharmacy pickup, upload the receipt in the Jovi app and we reimburse you directly. If you can't pay up front, upload the bill instead and we pay your doctor or pharmacy directly.
How does the deductible work?
Your deductible is set by age: $1,500 through age 26, $2,000 through 45, $2,500 through 60, and $3,000 after that. It is designed to be reached quickly, and the app shows your progress on a status bar. Once it's met, Jovi covers your eligible expenses with no surprises.

See all questions

Get the app

Your membership lives in the Jovi app

Join in minutes, request care, file a claim with a photo, refill prescriptions, manage your family and pets, and show your digital membership card at any Jovi Clinic.

Questions first? Call (888) 457-JOVI.

A Jovi Clinic exam room