Healthcare that's better than insurance.
One simple monthly fee. See any doctor you like and get reimbursed in the app, or walk into a Jovi Clinic with $0 co-pays. Your family and your pets, all on one plan.
How Jovi works
No insurance cards, no guessing what you'll owe. Three steps.
Join in minutes
Download the app, add your family and pets, pick dental or vision if you want them, and see your exact monthly price before you pay.
Get care anywhere
Walk into a Jovi Clinic with $0 co-pays, book telehealth from your couch, or keep seeing your own doctor. No networks, no referrals.
Get reimbursed in the app
Paid out of pocket somewhere else? Snap the receipt and we reimburse you, or upload the bill and we pay the provider directly.
Everything, in one app
Jovi was built in your pocket first. Every part of your care lives in one place.
Request care
Book a clinic visit or telehealth in a few taps, pick a time, and track it. Reschedule from the app.
File a claim
Photograph a receipt and get reimbursed, or have Jovi pay the provider. Track every claim's status.
Refills & pharmacies
Request refills, send them to any pharmacy near you, see hours, and compare GoodRx prices.
Jovi Pass
Need to be seen now? A $49 one-time Jovi Pass moves you to the front of the line with a 0 to 5 minute wait.
Care records
Visits, prescriptions, vaccinations, vitals, and lab results in one timeline. Export everything as a PDF.
Family coverage
Add a spouse and dependents, manage everyone's care, and keep one bill.
Jovi Pets
Dogs and cats on the same plan: vet visits, vaccinations, medication reminders, weight alerts, and pet claims.
Learn about Jovi PetsWellness built in
Guided runs with GPS, meditation audio, a symptom checker, drug interaction checks, and vitals tracking.
Digital membership card
Show it at any Jovi Clinic. No insurance card, no paperwork, no surprise bill afterwards.
Walk into ours, or keep your own doctor
Jovi Clinics are the in-person side of your membership. Calm, modern spaces where members pay $0 co-pays and get labs, IV therapy, vitamin shots, body composition scans, and red light therapy included.
- $0 co-pay for members at every clinic visit
- Included services a full blood panel yearly, IV therapy and vitamin shots monthly, body composition quarterly
- Never locked in see any provider you like and get reimbursed in the app
- Opening across Arizona, Florida, and Texas




Images are artist renderings of our upcoming Jovi Clinics.
Your pets are family. Now they're on the plan.
Add dogs and cats to your membership for accident and illness coverage with 90% reimbursement after a $500 deductible that's separate from your own. Manage vet visits, vaccinations, medications, and claims in the same app.
- From $60/mo for a pet under a year old, plus $7 per year of age
- Any vet pay at your vet, snap the receipt, get 90% back
- Reminders for boosters, medications, and weight alerts

Jovi vs. the way it's always been
| Jovi | Traditional insurance | Urgent care | |
|---|---|---|---|
| Predictable monthly cost | ✓ | ~ | ✕ |
| $0 co-pays at Jovi Clinics | ✓ | ✕ | ✕ |
| No surprise bills | ✓ | ✕ | ✕ |
| See any provider you like | ✓ | ~ | ✓ |
| Walk-in & same-day care | ✓ | ✕ | ✓ |
| Labs, IV therapy & wellness included | ✓ | ✕ | ✕ |
| Pets on the same plan | ✓ | ✕ | ✕ |
| A care team that knows you | ✓ | ~ | ✕ |
See what your membership would cost
Adjust the details below for an instant estimate. No signup, no email required. This is the same math the Jovi app uses at checkout.
About you
Your household
Coverage add-ons
Loved by members across Arizona, Florida & Texas
I used to dread the doctor because of the cost and hassle. With Jovi I get direct access to providers without the insurance middleman, I know exactly what I pay each month, and the care is outstanding. I only wish I'd signed up sooner.
I used to pay outrageous premiums only to get hit with high deductibles and surprise bills. With Jovi I get quality care for a flat monthly fee. No co-pays, no hidden costs. It's transparent, affordable, and finally puts me in control.
Insurance was always frustrating. Waiting for approvals, dealing with denied claims, never knowing what I'd pay. Since switching to Jovi I have peace of mind. One predictable monthly fee, no networks, no referrals, no surprise bills.
Jovi questions, answered
Is Jovi insurance?
How is Jovi different from traditional health insurance?
How much can I save?
How does reimbursement work?
How does the deductible work?
Your membership lives in the Jovi app
Join in minutes, request care, file a claim with a photo, refill prescriptions, manage your family and pets, and show your digital membership card at any Jovi Clinic.
Questions first? Call (888) 457-JOVI.

